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Credit/Risk Analyst

Coral Springs, Florida 33065

Category: Professional Job Number: 16335


Voca has an immediate opening available for a Credit/Risk Analyst in Coral Springs, FL!  Interested candidates will reach out to Lukas Allen at, direct line 952-303-8108.

Position Details 

Job Description:

  • Perform the underwriting and verification functions for the new merchant account applications. 
  • Perform credit analysis and underwriting activities for prospective commercial accounts using credit evaluation guidelines. 
  •  Assess fraud and credit risk exposure. 
  • Review financial statements and credit reports (business and personal) to assess the credit worthiness of prospective clients. 
  • Prepare underwriting documents for management review on accounts exceeding standard risk thresholds.
  • Negotiate collateral and/or other risk mitigation instruments as needed. 
  • Interface regularly with Bank partners. 
  • Coordinate risk assessment and mitigation efforts with other areas of the business such as Sales, Compliance, Legal, Operations, Client Services, etc… 
  • Complete special projects as assigned. 
  • This position requires one to exercise discretion and independent judgment in making decisions and interact effectively and positively with all levels of personnel, partners, and vendors


  • Proficiency with Microsoft Office products. 
  • Highly organized and have the ability to prioritize workload and manage multiple responsibilities effectively without losing attention to detail.
  • Strong analytical, quantitative and problem-solving skills.
  • Able to exercise sound credit judgment.
  • Strong negotiating skills.
  • Strong written and oral communications skills. Good interpersonal skills.
  • Able to handle heavy workload assignment and multiple priorities. Must be able to meet tight deadlines and productivity standards.
  • Must be able to work independently or in a team environment and work efficiently in stressful situations.
  • Knowledge of MasterCard and Visa Association rules and regulations a plus. 
  • Excellent Time Management Skills
  • Excellent Customer Service Skills with track record of dealing in adverse situations and handling high call volume. 
  • Must be able to work in a multitude of various Window based and Mainframe applications simultaneously. 
  • 3-5 years credit analysis experience or equivalent.
  • Bachelor’s degree in Finance, Accounting or related field.

Lukas Allen
Voca | Senior Recruiter
t 507-288-5260  d 952-303-8108
Connect with me on LinkedIn
Voca: The Spirit of Work


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