job search

Credit Risk Analyst

Coral Springs, Florida 33065

Job ID: 11529 Category: Professional


Job Description

  • Perform the underwriting and verification functions for the new merchant account applications.
  • Perform credit analysis and underwriting activities for prospective commercial accounts using credit evaluation guidelines.
  • Assess fraud and credit risk exposure.
  • Review financial statements and credit reports (business and personal) to assess the credit worthiness of prospective clients.
  • Prepare underwriting documents for management review on accounts exceeding standard risk thresholds.
  • Negotiate collateral and/or other risk mitigation instruments as needed.
  • Interface regularly with Alliance Bank partners.
  • Coordinate risk assessment and mitigation efforts with other areas of the business such as Sales, Compliance, Legal, Operations, Client Services, etc…
  • Complete special projects as assigned.
  • This position requires one to exercise discretion and independent judgment in making decisions and interact effectively and positively with all levels of personnel, partners, and vendors.          



  • Proficiency with Microsoft Office products.
  • Highly organized and have the ability to prioritize workload and manage multiple responsibilities effectively without losing attention to detail.
  • Strong analytical, quantitative and problem-solving skills.
  • Able to exercise sound credit judgment.
  • Strong negotiating skills.
  • Strong written and oral communications skills. Good interpersonal skills.
  • Able to handle heavy workload assignment and multiple priorities. Must be able to meet tight deadlines and productivity standards.
  • Must be able to work independently or in a team environment and work efficiently in stressful situations.
  • Knowledge of MasterCard and Visa Association rules and regulations a plus.
  • Excellent Time Management Skills
  • Excellent Customer Service Skills with track record of dealing in adverse situations and handling high call volume.
  • Must be able to work in a multitude of various Window based and Mainframe applications simultaneously.
  • 3-5 years credit analysis experience or equivalent.
  • Bachelor’s degree in Finance, Accounting or related field.
Apply Online

Not ready to apply?

Send an email reminder to:

Share This Job:

Related Jobs: